The Basics

Introduction | Regulation | NTM 05-50 | IUL Rates | Selling IUL | Crediting Methods | History | Glossary

CREDITING METHODS

Point-to-Point Methods

  • Annual Point-to-Point
  • Inverse Annual Point-to-Point
  • Two-Year Point-to-Point
  • Term End Point

Averaging Methods

  • Monthly Point-to-Point
  • Monthly Averaging
  • Daily Averaging

Fixed Methods

  • Fixed
  • Fixed with Multi-Year Guarantee